This Cryptocurrency Loan Service Agreement (the "Agreement") is part of Inverte's Terms of Use (the "Terms of Use"). Unless otherwise defined in this document, the terms used in this Agreement will have the same meaning as specified in the Terms of Use.

This Agreement is an agreement between the relevant Inverte Operators and each User regarding the provision of cryptocurrency loan services by Inverte to said User (the "Service") and the obtaining of the corresponding fees. By offering the Service, Inverte provides its Users with solutions to maintain and use specific cryptocurrencies and other Digital Assets and requires Users to provide the corresponding digital asset deposits (the "Guarantee") as a prerequisite for the loan offered by Inverte. In this Agreement, "we" and "we" refer to Inverte and the Inverte Operators, and "you" shall mean any individual User who uses the Service and enters into this Agreement.

Please read the Agreement carefully and click the "I Accept" button to indicate that you have read and fully understand the entire content of the Agreement to use the Service. By clicking the "I Accept" button or continuing to use the Service, you acknowledge, understand and accept all the terms of the Agreement, including any modifications and updates that we may make to the Agreement at any time, and other relevant content of the Terms of Use.

Notice of material risks:

1.1 You should take into account that:

1.1.1 Digital assets are not issued by any financial institution, company or by us;

1.1.2 Trading digital assets carry exceptionally high risks. The price is prone to significant fluctuations caused by market makers, opportunists, and government policies in different countries.

1.1.3 If we determine, in our sole discretion, that you have breached the Agreement, or that the Service or your use of the Service is illegal under the laws of your jurisdiction, we reserve the right to suspend or terminate the account that you explicitly created dedicated for the Service (the "Collateral Account") at any time, or suspend or terminate your use of the Service or the conduct of digital asset transactions.

1.2 By using the Service, you acknowledge and agree that:

1.2.1 You acknowledge and understand that investing and trading digital assets may result in the loss of all or part of your assets. Therefore, you will need to determine the investment and loan amount following your risk tolerance level;

1.2.2 You acknowledge and understand that digital assets can generate derivative risks. If you have any questions, you should first seek professional advice and assistance;

1.2.3 You acknowledge and understand that, in addition to the aforementioned risks, there may also be other risks of an unpredictable or unforeseen nature;

1.2.4 You must carefully consider and apply your clear judgment regarding the assessment of your financial situation and the aforementioned risks when making any decision to use the Service, and you will be responsible for all losses arising therefrom;

1.2.5 You acknowledge and agree that we have the right to fully manage your Account and Collateral during the Service period, and we reserve the right (without obligation) to implement mandatory closure mechanisms under certain circumstances, which may lead to your significant losses;

1.2.6 To the extent permitted by law, we will not be liable for the aforementioned risks and for any other risks that are not due to our gross negligence, including but not limited to adverse consequences resulting from technical obstacles that are difficult to avoid or overcome.

Terms of Service

By using the Service, you acknowledge and agree to the following Terms of Service:

2.1 Create and manage the collateral account

2.1.1 Verification. Before using the Service, you must meet the criteria required for qualified users as set out in the Terms of Use and other reasonable conditions under relevant international or regional laws, regulations and policies (including but not limited to Know Your Customer (KYC)), anti-money laundering, anti-terrorist financing, etc.) and complete all the verification processes that we may require. The information that you may be asked to provide includes, but is not limited to, your name, telephone number, email address, personal identification, other social media accounts, certification of origin for digital assets, etc. In addition to the presentation of information mentioned above, you agree to authorize us to consult the information and other relevant information about you, directly or indirectly, through a third party to verify the related content. The Service may vary based on your authorized information, and you will warrant and represent that the information submitted by you is accurate and true. In the event of any change in the information provided, you must update it immediately. If we determine that the information submitted by you is incorrect, false, inaccurate, incomplete or misleading, we reserve the right to notify you to correct or remove the erroneous information in its entirety, and to terminate part or all of the Service in our sole discretion, and you will be responsible for any losses you may incur. In the event of any change in the information provided, you must update it immediately. If we determine that the information submitted by you is incorrect, false, inaccurate, incomplete or misleading, we reserve the right to notify you to correct or remove the erroneous information in its entirety, and to terminate part or all of the Service in our sole discretion, and you will be responsible for any losses you may incur. In the event of any change in the information provided, you must update it immediately. If we determine that the information submitted by you is incorrect, false, inaccurate, incomplete, or misleading, we reserve the right to notify you to correct or remove the erroneous information in its entirety, and to terminate part or all of the Service in our sole discretion, and you will be responsible for any losses you may incur.

2.1.2 We are committed to maintaining account security and implementing industry standard protection for the Service. However, the actions of individual users present risks. You agree to treat your account access credentials (for example, account number and password) as confidential information and not to disclose it to third parties. You also agree that you are solely responsible for taking the necessary security measures to protect your own Account and personal information.

2.2 Payment of loans and guarantees of cryptocurrencies

2.2.1 Before using the Service, read the Terms of Use carefully and acknowledge and accept the information and specific policies on the operation of the Service, including, but not limited to, transaction pairs, loan-to-value relationship, variable rate, rules on the loan-to-value ratio and fees.

2.2.2 When using the Service, you will be required to transfer the Guarantee of a certain type and amount to the Guarantee Account as collateral; After payment confirmation, we can loan you a borrowed currency of a certain type and amount. The cryptocurrency loan service will be considered complete.

2.2.3 Unless otherwise stated in the Agreement or the Terms of Use, the term of each Service is at your sole discretion, which, however, will not exceed 90 days. You acknowledge and agree that the longer the term of the Service, the higher the accrued interest and related fees by the Agreement.

2.2.4 You agree that, unless otherwise agreed or waived, we will not withdraw any assets from the account until you have completed the repayment of the borrowed currency and have paid the applicable interest and fees. You may, at your discretion, extend the Warranty to reduce the risk (for example, the risk of closure) of using the Service.

2.2.5 You agree to use the Loaned Currency per the Terms of Use and the requirements of the relevant laws and regulations. In addition to the above restrictions, it is at your sole discretion to determine the use of the borrowed Currency.

2.2.6 You acknowledge and agree that, when using the Service, you must comply with relevant laws and regulations, and you will guarantee and represent the legitimacy and fulfillment of the source of the Guarantee.

2.3 Investment Rights

2.3.1 Right to receive interest and fees. You agree that, by our published rules and policies, as a consideration for using the Service, you may be obligated to pay us interest or related expenses when using the Service. You also agree to follow our published rules and policies regarding the submission of payment of the aforementioned interest and/or fees.

2.3.2 Risk control. When the price changes due to market fluctuations during the term of the Service, we, by real-time changes in the loan / value ratio, reserve the right to implement risk control measures, such as the closing of the Warranty in our discretion should be determined a risk. You agree to accept the results of the final processing without reservation.

2.3.3 Notice. You agree that, during your use of the Service, under certain circumstances (including, but not limited to, risks identified by us), we reserve the right without obligation to send notifications via short message service (SMS), email, or method. customer message (eg, early warning and closure notification).

2.4 Suspension or termination of service When deemed necessary or reasonable, we reserve the right to suspend or terminate the provision of the Service at any time.You agree, to the extent permitted by law, to hold us harmless under the law.

General terms

3.1 Amendment

We may modify the Agreement and related Inverte business rules and policies from time to time by applicable laws and regulations, or we should deem it necessary or reasonable. The announcement of the review will be published in the Terms of Use. You will periodically review this Agreement and the relevant Inverte business rules and policies, paying particular attention to revisions. If you do not agree with the revised content, you must immediately stop using the Service, refund the borrowed Currency, pay unpaid interest and charges, and delete the escrow Account. By continuing to use the Service on or after posting the announcement, you agree to the updated terms of the Agreement and related Inverte business policies and rules.